Just like earlier this year, when the doors opened to submission there was a massive flood of volume. Banks were bogged down, not prepared for processing that level of applications all at once. During that time we were able to keep up with the pace, processing $10M accumulatively in loans for our clients. Upon news at the beginning of October that another round of stimulus was in negotiation, we are now opening up to Pre-Sign up. This means as soon as the HEROES Act is passed, and the SBA opens up for submissions, we will have already processed your file. We know that the entire country will be applying once this opens up. In response, we want to make sure anyone who applies with us has the best possible chance of receiving relief funds.