Questions? Answers.

Loan types

Can I get business funding after bankruptcy?

Yes, we understand that past financial difficulties can happen, and we’re here to look at the bigger picture. Our team evaluates more than just your credit score, so bankruptcy isn’t necessarily a deal-breaker.

What is collateral?

Collateral is an asset that you pledge to secure your financing. It could be property, equipment, or other valuable assets. Collateral is not always required, but it may help you qualify for better terms.

What is a personal guarantee on small business financing?

A personal guarantee is a promise that you’ll personally repay the funds if your business can’t. It’s common in small business financing and can help strengthen your application

Do I need a business plan to get financing?

Not necessarily. While a business plan can be helpful, we don’t require one for all funding options. Our goal is to understand your business’s needs and get you the funding that fits best.

How do I qualify for business funding?

Each option type has its own criteria, but generally, we look at factors like time in business, monthly revenue, and credit history. If you’re making over $30K a month and have been in business for at least a year, there’s a good chance we can help.

Applying

How quickly can I get cash?

We know that speed matters. For many of our funding options, you can receive cash within 24-48 hours of approval, so you don’t lose momentum.

How much paperwork do you need?

We keep it simple. Our online application asks for the essentials, and we’ll guide you through any additional documents needed. No piles of paperwork—just what’s necessary to move fast.

Will I get my own dedicated financing officer?

Yes! When you work with Cast Capital, you’ll have a dedicated expert by your side. From application to funding, they’ll be there to guide you through each step and answer any questions that come up.

Should I fill out an application online?

Absolutely. Our online application is quick and straightforward, designed to help you get started fast. Just answer a few essential questions, and you’ll be on your way to connecting with your dedicated loan officer, who will handle the rest.

Loan process

Where are you located?

Our headquarters are in Fort Lee, New Jersey, but we’re a nationwide provider, working with businesses across all 50 states. No matter where you are, we’re just a call or message away.

How do I contact you?

You can reach us by phone at 201-515-5563 or email us at [email protected]. Whether you’re just getting started or have questions mid-process, we’re here to help.

Questions? Answers.