Terms of service
Introduction
These Terms of Use constitute a legal agreement between you and Cast Capital Lending Corporation, d/b/a Cast Capital (“Cast Capital”), a New Jersey corporation, having a business address at 2160 N Central Rd, Suite 304, Fort Lee, NJ 07024. By accessing this website, and any sub-sites of this website (together the “Site”), and/or using any of the Services (as defined below) accessible through the Site, you become a user (“User”) and agree to, and are bound by, the terms and conditions of this agreement and the Cast Capital Privacy Policy (collectively, “Terms”) for as long as User continues to use the Site or Services. IF USER DOES NOT AGREE TO BE BOUND BY THE TERMS, USER IS NOT AUTHORIZED TO USE THE SITE OR THE SERVICES. User’s use of, or participation in, certain Services may be subject to additional terms, and such terms will be either listed in the Terms or will be presented to User for acceptance when User signs up to use such Services or purchase such products. User shall check these Terms periodically for changes as Cast Capital reserves the right, in its sole discretion, to change, modify, add, or remove portions of these Terms. User’s continued use of the Site following the posting of changes will be deemed acceptance of the changes. The effective date of a revised version is noted on the last page of the Terms.
As used in these Terms, the following words shall have the following meanings. “Cast Capital” includes “Cast Capital Lending Corporation,” “Cast Capital Funding Corporation,” “Cast Capital,” “we,” “us,” and variations such as “our.” “Service” includes the products, services, and software that User orders, receives, or accesses as part of User’s use of Cast Capital’s Sites.
THESE TERMS STATE THAT ANY DISPUTES BETWEEN YOU AND CAST CAPITAL MUST BE RESOLVED IN BINDING ARBITRATION, THAT YOU WAIVE THE RIGHT TO PARTICIPATE IN ANY CLASS ACTION, AND THAT THE LAW OF THE STATE OF NEW JERSEY APPLIES TO ALL INTERACTIONS BETWEEN YOU AND CAST CAPITAL. YOU MAY OPT OUT OF ARBITRATION AND THE CLASS ACTION WAIVER BY FOLLOWING THE PROCEDURES IN SECTION 10.G BELOW.
2. Use of Site and Service:
As a user of the Site or a user registered to use any of the Services (a “Registered User”), User agrees to the following:
a. Exclusive Use. User’s account is to be used only by User and only for User’s business needs. User may not authorize others to use User’s account, and User may not assign or otherwise transfer User’s account to any other person or entity. User acknowledges that Cast Capital is not responsible for third-party access to User’s account that results from theft or misappropriation of User’s username and passwords.
b. Information Submitted. User is solely responsible for, and assumes all liability regarding (i) the information and content User provides through User’s use of the Site and any Services, (ii) the information and content User makes available in any manner through the service, and (iii) User’s interaction with any and all third parties. Any attempt to enter information to create a duplicate account will be rejected, and User’s account will be suspended until further notice.
c. Risk Assumption and Precautions. User assumes all risk when using the Services, including but not limited to all of the risks associated with any interactions with third parties, including but not limited to any lenders to which Users are matched, referred, or provided.
d. No Guarantees. Cast Capital may not be able to provide matches for every individual or business seeking to use the Services. Cast Capital makes no guarantees as to the number of matches or the suitability of the business funding for any individual or business that utilizes the Services.
e. No False Information. User agrees to provide accurate, true, current, and complete information. In the event that Cast Capital determines that the information provided is incomplete, fraudulent, false, or otherwise inaccurate, Cast Capital reserves the right to terminate User’s access to the Services.
f. Legal Purpose. User agrees not to use the Site or Services for any illegal purpose. User will only use the Site or Service in accordance with federal, state, and local laws.
g. Business Purpose. User agrees to only use the Site or Services for a bona fide business purpose. User agrees not to use the Site or Services for personal, family, or household purposes. User may not use the Site or Services to obtain information about or make decisions about anyone but User and/or User’s business.
3. Intellectual Property Rights:
a. Ownership of Proprietary Information. User hereby acknowledges and agrees that Cast Capital is the owner of all rights in and to the Site and Services. Federal, state, and local laws and regulations protect these proprietary rights. User is granted a limited, revocable license to use the Site and Services only as expressly authorized by these Terms. User may not copy, reproduce, distribute or create derivative works, reverse engineer, or reverse compile any of the Site or Services or technology.
b. No Use of Confidential Information.. User agrees not to post, copy, modify, transmit, disclose, show in public, create any derivative works from, distribute, make commercial use of, or reproduce in any way any (i) confidential information or (ii) other copyrighted material, trademarks, or other proprietary information accessible via the Site or Services, without first obtaining the prior written consent of the owner of such proprietary rights.
c. License to Provided Content. By providing information or content to any account or public area of the Site or Service, User automatically grants, and User represents and warrants that User has the right to grant, to Cast Capital and its users, an irrevocable, perpetual, non-exclusive, fully-paid, worldwide license to use, reproduce, publicly perform, publicly display, and distribute such information and content, and to prepare derivative works of, or incorporate into other works, such information and content, and to grant and authorize sub-licenses of the foregoing. From time to time, Cast Capital may create, test, or implement new features or services on the Site in which User may voluntarily choose to participate, in accordance with the additional terms and conditions of such features or programs. By User’s voluntary participation in such features or programs, User grants Cast Capital the rights stated in this subsection in connection with the additional terms and conditions (if any) of such features or services.
If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.
4. Disclaimer of Warranty:
a. No Warranties. THIS SECTION WILL APPLY TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW. CAST CAPITAL PROVIDES THE SERVICES ON AN “AS IS” AND “AS AVAILABLE” BASIS AND GRANTS NO WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE WITH RESPECT TO THE SERVICES OR THE SITE (INCLUDING ALL INFORMATION CONTAINED THEREIN), INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. CAST CAPITAL DOES NOT WARRANT THAT USER’S USE OF THE SERVICES WILL BE SECURE, UNINTERRUPTED, ALWAYS AVAILABLE, ERROR-FREE, OR WILL MEET USER’S REQUIREMENTS, OR THAT ANY DEFECTS IN THE SERVICES WILL BE CORRECTED. CAST CAPITAL DISCLAIMS LIABILITY FOR, AND NO WARRANTY IS MADE WITH RESPECT TO, THE CONNECTIVITY AND AVAILABILITY OF THE SERVICES
b. Third-Party Content. Opinions, advice, statements, offers, or other information or content made available through the Site or Services, but not directly by Cast Capital, are those of their respective authors, and should not necessarily be relied upon. Such authors are solely responsible for such content. CAST CAPITAL DOES NOT: (i) GUARANTEE THE ACCURACY, COMPLETENESS, OR USEFULNESS OF ANY INFORMATION PROVIDED ON THE SERVICES, OR (ii) ADOPT, ENDORSE, OR ACCEPT RESPONSIBILITY FOR THE ACCURACY OR RELIABILITY OF ANY OPINION, ADVICE, OR STATEMENT MADE BY ANY PARTY OTHER THAN CAST CAPITAL. UNDER NO CIRCUMSTANCES WILL CAST CAPITAL BE RESPONSIBLE FOR ANY LOSS OR DAMAGE RESULTING FROM ANYONE’S RELIANCE ON INFORMATION OR OTHER CONTENT POSTED ON THE SITE OR SERVICES, OR TRANSMITTED TO OR BY ANY USERS.
c. Beta Features. From time to time, Cast Capital may offer new “beta” features or tools with which its users may experiment on the Site or Services. Such features or tools are offered solely for experimental purposes and without any warranty of any kind and may be modified or discontinued at Cast Capital’s sole discretion. The provisions of this Disclaimer of Warranty section apply with full force to such features or tools.
5. Limitation of Liability:
a. Incidental Damages and Aggregate Liability. IN NO EVENT WILL CAST CAPITAL BE LIABLE FOR ANY INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR INDIRECT DAMAGES ARISING OUT OF OR RELATING TO THE USE OR INABILITY TO USE THE SERVICES, INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OR CORRUPTION OF DATA OR PROGRAMS, SERVICE INTERRUPTIONS, AND PROCUREMENT OF SUBSTITUTE SERVICES, EVEN IF CAST CAPITAL KNOWS OR HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. UNDER NO CIRCUMSTANCES WILL CAST CAPITAL’S AGGREGATE LIABILITY, IN ANY FORM OF ACTION WHATSOEVER IN CONNECTION WITH THIS TERMS OR THE USE OF THE SERVICES OR SITE, EXCEED THE PRICE PAID BY USER FOR USER’S ACCOUNT OR SUBSCRIPTION, OR, IF USER HAS NOT PAID CAST CAPITAL FOR THE USE OF ANY SERVICES, THE AMOUNT OF USD $25.00 OR ITS EQUIVALENT.
b. No Liability for Non-Cast Capital Actions. TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT WILL CAST CAPITAL BE LIABLE FOR ANY DAMAGES WHATSOEVER, WHETHER DIRECT, INDIRECT, GENERAL, SPECIAL, COMPENSATORY, CONSEQUENTIAL, AND/OR INCIDENTAL, ARISING OUT OF OR RELATING TO THE CONDUCT OF USER OR ANYONE ELSE IN CONNECTION WITH THE USE OF THE SERVICES.
c. Information Verification. Cast Capital and its contractors may use various methods of verifying information that users have provided. However, none of those ways are perfect, and User agrees that Cast Capital and its contractors will have no liability to User arising from any incorrectly verified information.
6. Indemnification:
User agrees to indemnify, defend, and hold harmless Cast Capital, its officers, directors, employees, agents, and third parties, for any losses, costs, liabilities, and expenses (including reasonable attorneys’ fees) relating to or arising out of (i) User’s use of or inability to use the Site or Services, (ii) any User’s postings, (iii) User’s violation of any terms of these Terms or User’s violation of any rights of a third-party, or (iv) User’s violation of any applicable laws, rules, or regulations. Cast Capital reserves the right, at its own cost, to assume the exclusive defense and control of any matter otherwise subject to indemnification by User, in which event User will fully cooperate with Cast Capital in asserting any available defenses.
7. Dispute Resolution by Binding Arbitration:
In the interest of resolving disputes between User and Cast Capital in the most expedient and cost-effective manner, User and Cast Capital agree that either party, at any time, may opt to adjudicate their disputes through binding arbitration instead of in courts of general jurisdiction (“Agreement to Arbitrate”). Arbitration is less formal than court proceedings, uses a neutral arbitrator instead of a judge or jury, limits discovery, and is subject to limited review by courts. Arbitrators can award the same damages and relief that a court can award. Any arbitration under these Terms will take place on an individual basis; class arbitrations and class actions are not permitted. User acknowledges and agrees that the arbitrator may award relief (including monetary, injunctive, and declaratory relief) only in favor of the individual party seeking relief and only to the extent necessary to provide relief necessitated by that individual party’s claim(s). Any relief awarded cannot affect other users.
User further agrees and understands that any and all disputes, whether heard before a court of competent jurisdiction or an arbitrator, shall be done solely on an individual basis, and that User affirmatively waives User’s right to participate in a class action to resolve any dispute (as defined below) that User may have with Cast Capital.
User understands that by entering into this agreement, User and Cast Capital are each waiving the right to a trial by jury or to participate in a class action:
a. Claims to Be Resolved by Binding Arbitration. User and Cast Capital agree to arbitrate all disputes and claims that may arise under this agreement. This agreement to arbitrate is intended to be broadly interpreted. It includes, but is not limited to: claims arising out of or relating to any aspect of the relationship between the parties, whether based in contract, tort, statute, fraud, misrepresentation, or any other legal theory; claims that arose before this or any prior Terms; claims that are currently the subject of purported class action litigation in which User is not a member of a certified class; and claims that may arise after the termination of these Terms.
b. Exceptions. Notwithstanding Section 7(a), User and Cast Capital agree that no statement herein shall be deemed to waive, preclude, or otherwise limit either party’s right to (i) pursue enforcement actions through applicable federal, state, or local agencies where such actions are available; (ii) seek injunctive relief in any competent court of law; or (iii) file suit in a court of law to address intellectual property infringement claims.
c. Arbitrator. Any arbitration between User and Cast Capital will be governed by Mediation and Civil Arbitration, Inc., D/B/A RapidRuling (“Rapid”) or, in case Rapid is unavailable as arbitrator at the time when the intent to arbitrate arises, the parties hereto may commence an arbitration proceeding with JAMS, formerly known as Judicial Arbitration and Mediation Services, Inc. (“JAMS”), or, alternatively, the party intending to arbitrate a dispute between the parties hereto may seek court appointment of an arbitrator to arbitrate the dispute.
d. Notice and Process. A party who intends to seek arbitration must first send to the other, by certified mail, a written Notice of Dispute (“Notice”). The Notice to Cast Capital should be addressed to: Cast Capital Funding Corporation, 2160 N Central Rd Suite 304, Fort Lee, NJ 07024 (“Notice Address”). The Notice must (a) describe the nature and basis of the claim or dispute; and (b) set forth the specific relief sought (“Demand”). If User and Cast Capital do not reach an agreement to resolve the claim within 30 days after the Notice is received, User or Cast Capital may commence an arbitration proceeding.
e. Fees. In the event that User commences arbitration in accordance with these Terms, Cast Capital will, at User’s request, reimburse User for User’s payment of the arbitration filing fee, unless User’s claim is for greater than $10,000, in which case the payment of any fees shall be decided by the rules of the selected arbitration entity. Any request for payment of fees by Cast Capital should be submitted by mail to the arbitrator along with User’s Demand for Arbitration, and Cast Capital will make arrangements to pay all necessary fees directly to the selected arbitrator. If the arbitrator determines that the claim(s) User asserts in the arbitration to be frivolous or brought for an improper purpose, User agrees to reimburse Cast Capital for all fees associated with the arbitration paid by Cast Capital on User’s behalf that User otherwise would be obligated to pay under the rules of the selected arbitration entity.
f. No Class Actions. Unless both User and Cast Capital agree otherwise, the arbitrator may not consolidate more than one person’s claims and may not preside over any form of a representative or class proceeding.
USER AND CAST CAPITAL AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN THEIR OWN OR ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING.
g. Opt-Out. If User is a new Cast Capital user, User can choose to reject the arbitration agreement contained in this Section 7 (“opt-out”) by mailing Cast Capital a written opt-out notice (“Opt-Out Notice”). The Opt-Out Notice must be postmarked no later than thirty (30) days after the date User accepts these Terms for the first time. User must mail the Opt-Out Notice to the Notice Address listed in Section 7(d), above.
h. Modifications. If Cast Capital makes any future change to this Agreement to Arbitrate (other than a change to the Notice Address), User may reject any such change by sending a written notice to Cast Capital within 30 days of the change to the Notice Address provided above. If User rejects any future change, User’s account with Cast Capital shall be immediately terminated, and User will arbitrate any dispute between the parties in accordance with the language of this provision.
i. Severability and Enforceability. If an arbitrator or court decides that any part of this Section 7 is invalid or unenforceable, the other parts of this Section shall still apply. If the entirety of this Section is found to be unenforceable, the parties agree that the exclusive jurisdiction and venue described in Section 15 shall govern any action arising out of or related to these Terms, and the remainder of the Terms will continue to apply.
8. Telephone Communications and Agreement to Be Contacted:
a. Call Recording and Monitoring. User acknowledges that telephone calls to or from Cast Capital, together with its agents and affiliates, may be monitored and recorded, and User agrees to such monitoring and recording.
b. Providing Telephone Numbers and Other Contact Information. User shall verify and confirm that any contact information provided to Cast Capital, including but not limited to User’s name, mailing address, email address, User’s residential or business telephone number, and/or User’s mobile telephone number, is true and accurate. User verifies that User is the current subscriber or owner of any telephone number that User provides. User is strictly prohibited from providing a phone number that is not owned by User. If Cast Capital discovers that any information provided in connection with User’s registration is false or inaccurate, Cast Capital reserves the right to suspend or terminate User’s account at any time. Should any of User’s contact information change, including ownership of User’s telephone numbers, User agrees to immediately notify Cast Capital before the change goes into effect by replying STOP to any text message User receives from Cast Capital or by contacting Cast Capital at 201-515-5563 or via email at [email protected].
c. User’s Consent to Receive Automated Calls/Texts. User acknowledges that by voluntarily providing User’s telephone number(s), User expressly agrees to receive artificial voices, prerecorded voice messages, and/or autodialed calls and text messages (such as SMS, MMS, or successor protocols or technologies) from Cast Capital, and third parties acting on its behalf, related to promotions, User’s account, any application or transaction, and/or User’s relationship with Cast Capital. User acknowledges that automated calls or text messages may be made to User’s telephone number(s) even if User’s telephone number(s) is registered on any state or federal Do Not Call list. User agrees that Cast Capital may obtain, and User expressly agrees to be contacted at, any email addresses, mailing addresses, or phone numbers provided by User or User’s representative at any time or obtained through other lawful means, such as skip tracing, caller ID capture, or other means. User agrees to receive automated calls and text messages from Cast Capital, even if User cancels User’s account or terminates User’s relationship with Cast Capital, except if User opts-out (see below). User understands that User does not have to agree to receive automated promotional calls/texts as a condition of purchasing any goods or services or account creation. If User does not consent, User may call us at 201-515-5563 or via email at [email protected] to further inquire about Cast Capital’s products and services.
d. Opt-Out Instructions. User’s consent to receive automated calls and texts is completely voluntary. User may opt-out at any time. To opt-out of text messages, User must reply STOP to any text message User receives from Cast Capital. User may also text HELP for help. User acknowledges and agrees to accept a final text message confirming User’s opt-out. Cast Capital may use different shortcodes for different messaging purposes, so texting STOP to one shortcode will not effectuate a stop request for all shortcodes to which User is subscribed. Alternatively, User may email [email protected] advising that User wants to opt out of text messages and specifying the phone number(s) for which that opt-out should apply. To opt-out of automated voice calls (not text messages), User must (i) provide Cast Capital with written notice revoking User’s consent to receiving automated calls; (ii) in that written notice, include User’s full name, mailing address, account number, and the specific phone number(s) for which User wishes to stop automated calls; and (iii) send this written notice to [email protected]. It is User’s sole responsibility to notify Cast Capital if User no longer wants to receive automated calls or text messages.
e. Fees and Charges. There is no fee to receive automated telephone calls or text messages from Cast Capital. However, User may incur a charge for these calls or text messages from User’s telephone carrier, which is User’s sole responsibility. Message and data rates may apply. User is solely responsible for checking User’s telephone plan and contacting User’s carrier for details.
f. Unauthorized Use of Telephone Device. User must notify Cast Capital immediately of any breach of security or unauthorized use of User’s telephone device. Although Cast Capital will not be liable for losses caused by any unauthorized use of User’s telephone device, User may be liable for our losses due to such unauthorized use.
g. User’s Indemnification of Cast Capital. User agrees to indemnify Cast Capital for any privacy, tort, or other claims, including claims under the Federal Telephone Consumer Protection Act or its state law equivalent, including claims relating to User’s voluntary provision of a telephone number that is not owned by User and/or User’s failure to notify Cast Capital of any changes in User’s contact information, including telephone number. User agrees to indemnify, defend, and hold Cast Capital harmless from and against any and all such claims, losses, liabilities, costs, and expenses (including reasonable attorneys’ fees).
h. Release of Claims. In consideration of the services provided by Cast Capital, User hereby releases Cast Capital from any and all claims, causes of action, lawsuits, injuries, damages, losses, liabilities, or other harms resulting from or relating to telephone calls or text messages, including without limitation any claims, causes of action, or lawsuits based on any alleged violations of the law (including, without limitation, the Telephone Consumer Protection Act, Truth in Caller ID Act, Telemarketing Sales Rule, Fair Debt Collection Practices Act, or any similar state and local acts or statutes, and any federal or state tort or consumer protection laws).
i. General. User is responsible for obtaining and maintaining all telephone devices and other equipment and software, and all internet service providers, mobile service, and other services needed to receive calls and text messages.
9. General Provisions:
a. Controlling Law and Jurisdiction. User agrees that New Jersey law (without giving effect to its conflicts of law principles) will govern these Terms, the Site, and the Services and that any dispute arising out of or relating to these Terms, the Site, or the Services will be subject to the exclusive jurisdiction and venue of the federal and state courts in Bergen County, New Jersey.
b. Entire Agreement. These Terms, which User accepts upon registration for the Services, the Privacy Policy located on the Site, and any applicable payment, renewal, and additional services terms comprise the entire agreement between User and Cast Capital regarding the use of this Service, superseding any prior agreements between User and Cast Capital related to User’s use of this Site or Services (including, but not limited to, any prior versions of these Terms).
10. User Information
a. Privacy Policy. For information about the collection and possible use of information and material provided by User, please visit Cast Capital’s Privacy Policy located on the Site. By using the Site or the Services, User consents to the terms of Cast Capital’s Privacy Policy.
b. Disclosure by Law. User acknowledges and agrees that Cast Capital may disclose information User provides if required to do so by law, at the request of a third party, or if Cast Capital, in its sole discretion, believes that disclosure is reasonable to (i) comply with the law, requests or orders from law enforcement, or any legal process (whether or not such disclosure is required by applicable law); or (ii) protect or defend Cast Capital’s, or a third party’s, rights or property.
c. Information Security. Cast Capital diligently protects itself and its users from unauthorized access to or unauthorized alteration, disclosure, or destruction of information held by Cast Capital. In particular: i. Most of Cast Capital’s data and services are encrypted using industry-standard methods. ii. Cast Capital reviews information collection, storage, and processing practices, including physical security measures, to prevent or mitigate unauthorized access to systems. iii. Cast Capital restricts access to personal information to employees, contractors, and agents who need to know that information in order to process it for Cast Capital and who are subject to strict contractual confidentiality obligations and may be disciplined or terminated if they fail to meet these obligations.
d. Use of Anonymous Information for Research. By using the Site and/or Services, User agrees to allow Cast Capital to anonymously use the information from User and User’s experiences through the Services to continue Cast Capital’s research into successful business practices and to improve the Services.
e. License Regarding Your Content. User retains all ownership interest in and to the content User provides to the Site or as part of User’s use of the Services. However, by submitting User’s content, including User’s personal and business information, User hereby grants to Cast Capital a perpetual, non-exclusive, irrevocable, royalty-free license to reproduce, adapt, edit, modify, translate, publish, transfer, and/or distribute any of User’s content. This license specifically includes the right for Cast Capital to make such content available to other trusted companies, organizations, and/or individuals with whom Cast Capital has a business relationship in order to carry out the performance of the Services. As part of its performance of the Services, Cast Capital may (i) transmit or distribute User’s information over various public networks and in various forms; and (ii) make necessary changes to User’s content in order to perform its obligations.
11. Restrictions
User may not, and will make all reasonable efforts to ensure any third parties do not:
- Use the Services as a money services business, money transmitter, payment intermediary, aggregator, or service bureau, or resell the Services in any manner.
- Use the Services on behalf of a third party in any manner.
- Abuse the Services in any manner.
- Create a similar product or service through use of or access to the Service.
- Use the Service in violation of any law, regulation, or rule.
- Use the Service to perpetuate or commit a fraud of any kind.
- Use the Services in any way that is not authorized by Cast Capital.
- Use the Service for personal bank accounts.
12. Content
All text, graphics, user interfaces, visual interfaces, photographs, trademarks (whether registered or not), logos, sounds, artwork of any kind, and computer code (collectively, “Content”), including but not limited to the design, structure, coordination, selection, appearance, and arrangement of the Content, contained on the Site, is owned by Cast Capital and is protected by trade dress, copyright, trademark, and other property laws and unfair competition laws. Any misuse of the Content will be at User’s peril, and Cast Capital will do all that is lawful to enforce and protect the Content.
13. Confidentiality
Cast Capital takes every reasonable precaution to protect User’s account and account information; however, Cast Capital cannot guarantee the security of any information User discloses. This includes User’s sharing of account information with any third party, including employees, contractors, vendors, suppliers, etc., of User’s business. User agrees and acknowledges that the security of User’s data is User’s responsibility. Your use of the Services is further governed by our Privacy Policy.
14. Notification of Terms of Use Changes
Cast Capital reserves the right to update these Terms of Use to reflect changes to Cast Capital’s business operations and the methods by which Cast Capital works with User, including changes in vendors and other policies relevant to our Services. If Cast Capital makes any material changes, Cast Capital will notify User by email (sent to the email address specified in User’s account) or by means of a notice on this Site. Cast Capital encourages User to periodically review this page for the latest information on our Terms of Use. When Cast Capital makes changes to these Terms of Use, Cast Capital will revise the revision date at the top of the Terms of Use.Your use of the Services is further governed by our Privacy Policy.
15. Term and Termination
This agreement will become effective upon User’s acceptance of the Terms by User’s use of the Site or Services and will remain in effect in perpetuity unless terminated hereunder. Cast Capital may terminate User’s account at any time, for any reason or no reason, without explanation, effective upon written notice to the other party. Cast Capital reserves the right to immediately suspend or terminate User’s access to any of the Services, without notice, for any reason or no reason. Cast Capital also reserves the right to refuse to remove User’s account information or data from the Services and any other records at any time to comply with legal and regulatory requirements. In the event User’s access to any of the Services is suspended due to the breach of these Terms, User agrees that all fees then paid to Cast Capital by User will be nonrefundable, and all outstanding or pending payments will immediately be due. User may terminate User’s account by following the steps in the applicable section under “Cancellations.” Sections 10 and 11 shall survive any termination of this Agreement.
